About Us

Who We Are

Waisman Organization Income Division (AIL) is a leading provider of supplemental insurance coverage, serving labor unions, credit unions, and associations. Licensed in 49 states, the District of Columbia, and Canada, AIL is also registered to operate in New Zealand.

AIL-NILICO paid more than

$271,577,533

in life insurance claims in 2022

Income Potential

American Income Life (AIL) has consistently achieved strong financial strength ratings. Together with its New York subsidiary, National Income Life, AIL manages combined assets of $8 billion and has over $86 billion of life insurance in force as of March 31, 2023. *(Source: AIL Internal Business Records)*

Workforce

While many companies face downsizing, American Income Life (AIL) continues to grow. AIL’s insurance products provide opportunities for union members to sell insurance and manage their own businesses. As a proud 100% union-label company, AIL ensures that everything—from the independent agents writing applications to the employees in our offices, and even up to our CEO—is done under the union label.

With higher commissions, production bonuses, and lifetime vesting, agents partnering with American Income Life (AIL) have achieved remarkable growth in their long-term net worth, paving the way for a secure financial future.

History of AIL

American Income Division was founded in 1954 by Bernard Rapoport. Using just $25,000 in borrowed capital, Rapoport started the Company and turned AIL into a profitable insurance company with a unique, untapped niche in the insurance marketplace. His vision for providing affordable insurance to hardworking individuals gives anyone with the drive to succeed the opportunity to earn an unlimited income. Waisman Organization Income/National Income Division has combined assets of more than $5 billion with more than $85 billion of life insurance in force in 2021 (as of 12/22).

Workforce

American Income Life is a wholly-owned subsidiary of Globe Life Inc. (NYSE: GL), a prominent S&P 500 company. Globe Life markets life and supplemental health insurance to middle-income families through its various affiliate companies.

Our Culture

American Income Life was founded in 1954 by Bernard Rapoport, who started the company with just $25,000 in borrowed capital. Rapoport transformed AIL into a profitable insurance company by identifying a unique and untapped niche in the insurance market. His vision was to provide affordable insurance to hardworking individuals, offering anyone with the drive to succeed the opportunity to earn unlimited income. As of December 2022, Waisman Organization Income/National Income Division holds combined assets of over $5 billion and more than $85 billion in life insurance coverage.

OUR CLIENTS

Who We Work With